Committed to your needs

Buying a new home can  be a source of anxiety, frustration -- and a huge sense of accomplishment. You did not pick the house that was best for someone else, you picked the one that is right for you! Trust our professionals to find the mortgage loan that best fits your needs, too. Less paperwork and more personal attention means you enter a frustration free zone from application to decision. Getting the right mortgage loan is like getting the keys to your new house! We can help you get there.

Tapping into your home equity is requiring more thought and planning than ever before. You have been paying down your balance, but property values have gone down! Do you Tap into that asset and have cash reserves for this economic season. We will help with the best program to fit your goals. Let our experienced professionals do the work so you do not have regrets later!  Trying to decide if now is a good time to refinance? Check out our Refinance Mortgage Calculator. Wondering if a new home equity loan or second mortgage can lower your monthly payments? Use our Debt Consolidation Mortgage Calculator!

We specialize in implementing mortgage planning for our clients. We can even help you pay down your balance more quickly for comparable monthly payment. Let our professionals guide you to the very best refinanced loan!

Customers first

Borrowers who are happy with the mortgage loan we helped them get are more important to us than anything else. Our goal is to make the loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service, and appreciate the opportunity to earn your business. Whether you want to refinance for a lower mortgage rate, get a new home mortgage, home equity loan or second mortgage, our purpose is to satisfy your needs. By putting you first, we assure you a pleasurable transaction.

With all the various loan programs, rates, and lender fees, out there, you could easily get lost trying to figure out the best loan program and options for you and your family. Confused by all the loan programs from which to choose? Our Loan Program page will help you understand the various types of loan programs.  Korene will prepare and explain a personalized mortgage quote for each mortgage program and the pros and cons plus detail the requirements so you can make an informed and logical choice regarding your mortgage.

Let us help you get the best mortgage loan for you! You can trust us to find the loan program that is best for you. We understand you are making a major financial commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you. We will help you apply, qualify, and be approved for the  mortgage loan right for you, not anyone else!

Our Purpose is to be your best source for purchasing a new home or refinancing a home. We show clients how to use real estate as part of their overall plan to Financial Freedom. We will show you how to implement strategies to build and conserve wealth, become debt free sooner and achieve financial freedom. Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer.

Established Credibility

Korene has many years of experience, knowledge, and training working in this industry. She can say with confidence that she will get the job done right for you.

Korene Clopine-Seaman is CMPS certified.® with many years experience in such residential programs as conventional loans, First Time Home Buyer (FTHB), FHA, VA,  USDA, as well as jumbo loans and private mortgage banking. Whatever your financing needs, we have the loan that is right for you. Working with Korene are a team of mortgage professionals to assist you from loan coordinators, mortgage processors, mortgage underwriters, and support staff to assist you obtaining the mortgage that is best for you and best fits your goals, needs, desire, and financial situation.

Enthusiasm working for you

Helping people make one of their most important financial decisions is a serious responsibility, but something that Korene enjoys doing and does very well. Her enthusiasm and hard work will benefit you and help reduce the stress and anxiety often associated with real estate transactions.

 Get fast answers

In this website you can find tools available to answer virtually any mortgage question.  If not, please contact us via telephone or email or fill out one of our contact forms on the right. 

Please navigate our web site to learn more about us, what we do for you, and how important it is to get started right away.








Today's Rates:

Mtg Loan    Rate  APR
30-yr Fixed5.42%5.6%
15-yr Fixed4.87%5.13%
1-yr Adj4.93%6.12%
* national averages



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Professional Affiliations
AAMB - Arizona Association of Mortgage Brokers



NAMB - National Association of Mortgage Brokers

UFirst Financial









Professional Certifications

CMPS
Certified Mortgage Planning Specialist

CMA
Certified Mortgage Advisor


LMB
Licensed Mortgage Banker

RRDS Registered Retirement Distributions Specialist



24 /7 Free Consumer Tip Help Line

"1-800-466-2531"

We are approved to act as a mortgage bank and lend in the following states for HUD / FHA, VA, USDA, Reverse, Conventional and Commercial lending: 

Arizona License # AZ BK 0905081, California License # CA CFL 603 9961, Colorado License # CO 20061159979, Florida License # FL 528512Hawaii, Missouri, New Mexico License # NM 00329 , Nevada License # NV 426 and are expanding our lending to other states.


Pacific Coast Mortgage, Inc 6991 East Camelback Road, Suite C-250 Scottsdale, AZ 85251
Phone: Fax:

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Portions Copyright © 2009 a la mode, inc.
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