The Government warns homeowners to beware of foreclosure rescue scams:
- There should never be a fee charged for information or assistance regarding the Making Home Affordable Program.
- Beware of anyone who says they can "save" your home if you sign or transfer over the deed to your home. Do not sign over the deed to your property to any organization or individual unless you are working directly with your mortgage company to forgive your debt.
- Never make your mortgage payment to anyone other than your mortgage company without their approval.
To find out if you qualify for either the Making Home Affordable Refinancing Program or the Loan Modification Program please click on the appropriate link below:
As part of the $700 Billion stimilus bailout, you can get $15,000 in down payment assistance upon qualification. Complete the form below to receive this information. As your Mortgage Originator, I will have up-to-date information on this and other loan programs
Here is some basic information you need to get started:
Down payment assistance money ranges from 2%-20% of the purchase price.
You must use an approved lender knowledgable with these programs.
Down payment assistance money is available to any home buyer that qualifies.
You may need to contribute a portion of your own money towards the purchase (can be used for deposit, home inspection, appraisal, purchase price, etc).
With qualification this assistance money MAY not have to be paid back.
Any type of home can qualify (condo, mobile/manufactured, single family detached, etc).
Down payment assistance money is not guaranteed, because the government is trying to eliminate the programs. So, you need to act now.
I am a Senior Mortgage Originator and I have proof that I am good at helping home buyers. Read some of the testimonitalsfrom satisfied home buyers that I have helped. I am sure that my training, knowledge, and experience will help you to make good mortgage decisions for your real estate financing needs. You donot wait any longer! Contact me by completing the form below to get the information on Down Payment Assistance Money.
While there is no rush to buy a home because there are currently many homes for sale in the Metro Scottsdale market area, most banks & lenders along with Fannie Mae and Freddie Mac have been tightening their lending qualifications and changing the types of loans they allow & will continue to do so until the current mortgage situation improves. Loan Program qualifications are getting more restrictive as credit is tightening up and certain types of loans are even being eliminated . In fact, there are only 2 ways left to buy a home with zero money down! Let's get you qualified to buy your home now as you will want to buy now before home loan programs, guidelines & loans change, get more restrictive and/or harder to qualify. Home prices have already dropped & interest rates are low. There is no reason to wait, because waiting could cause you to miss the loan you want, not qualify when loan requirements get more restrictive, or miss out on grant money that may be allocated already.
I also can and will:
refer you to qualified and knowledgeable Buyers' Realtor Agents who will represent you and only you in the purchase transaction.
work with your realtor to find and help you buyHUD HOMES.
work with PHOENIX REO (bank owned) and PHOENIX FORECLOSURE properties for sale through your realtor and/or asset managers.
refer you to realtors and websites so you can also search for homes on your own without professional guidance & assistance by searching through the many homes for sale on the PHOENIX MLS.
I want to help you to obtain the home you desire to purchase, and I want to give you the information & resources that can save you thousands of dollars.
If you are not paying your mortgage, You are certainly paying someone's mortgage. It will not cost you anything to allow me to help you, but it could cost you tens of thousands of dollars in FREE money and or missed opprotunities or unreliable advice if you don't! So, contact me today by completing the form below to receive information about getting Money for your Down Payment Assistance & continue the process of reserving the money you may be entitled to.
"You Can Leave Me A Loan"®
For Our Freedom!!!!!
We must always remember and honor those who have shown their lives served a higher purpose and that their calling was to put country first.
We pray for the safety of those who serve in our military and stand in harm’s way We pray for their families for strength and blessing and courage as they sacrifice so much. We pray for peace and safety for the most blessed nation on earth.
Show your gratitude to a veteran who lost a comrade in arms or to the spouse or child of a fallen hero.
If Americans will once again be "One Nation Under God", God will Bless America, AGAIN!
"KLCSLOANTEAM and Korene Clopine-Seaman are a mortgage team that invests itself with their client's and referral partners business. They are just not providing mortgage information, education and services, they have built relationships in our business and invested in providing services that helps us deliver our core mission to provide the services that meets our client's needs in line with our company culture and values"
W. J. Bradley Mortgage Capital LLC. is a direct mortgage lender with lending authorization for Conventional, HUD, FHA, VA, USDA, and Jumbo real estate loans lending with offices in various locations focusing on providing to the people in the communities we serve throughout the United States mostly in the Southwest. We are available to help borrowers achieve the dream of home ownership and assist them as they take advantage of today’s real estate investment opportunities and mortgage rates.
The KLCSLoanTeam and the support staff are highly trained in all of the various loan products currently available. We are well prepared to answer any questions you may have about buying a home or to assist you with analyzing your current home loan. Simply put, we are here to help you make informed right-fit mortgage decisions.
The customer experience is our number one priority. Communication is a very important part of our business model and our unique loan process, and our investment in technology reflects just that. We have mastered the ability to effectively communicate with all parties involved on each and every transaction keeping everyone up-to-date from the first phone call through funding. Our goal is to use all of our resources to make your transaction as smooth and efficient as possible.
With the experience, resources and exceptional service standards, you will see why we deliver…simply better home loans as we are working to serve our customers, clients, and referral partners. This is not a commitment to lend. Restrictions apply. All rights reserved. Some products may not be available in all states.
W J Bradley Mortgage Capital LLC NMLS# 3233 9237 East Via De Ventura, Suite 100 Scottsdale, AZ 85258 Direct Office Phone:(623) 340-0934 Fax: (623) 218-1807 AZ License # BK-0903998; Licensed by the Department of Corporations under the California Residential Mortgage Lending Act RML# 4131002; FHA Approved
*Korene L. Clopine-Seaman is working with and as the Team Manager of KLCSLoanTeam. She is licensed to originate mortgages in Arizona and California: AZ LO-0916745 CA: DOC-218520
AZ License # BK-0903998; Licensed by the Department of Corporations under the California Residential Mortgage Lending Act RML# 4131002; To check the license status of your CO Mortgage Broker, visit www.dora.state.co.us/real-estate/index.htm; Florida Mortgage Lender Servicer license #MLD738; ID Mortgage Broker License No. MBL-7766; IL Residential Mortgage Licensee – License #MB.6760738, 6465 Greenwood Plaza Blvd., Suite 500, Centennial, CO 80111; MN Residential Mortgage Originator License No. MN-MO-3233; NV Mortgage Banker License No. 2061; NV Mortgage Broker License No. 504; NM Mortgage Loan Company and Loan Broker Act Reg. No. 01856; OK Mortgage Broker – License No. MB001365; OR Mortgage Lender License No. ML-776; TX Mortgage Banker Reg. No. 74182; UT Mortgage Lender Company License No. 5495659-NMLC; Utah Consumer Credit Notification and Utah Residential First Mortgage Notification regulated by the Utah Department of Financial Institutions; Vermont Lender License #6341; WA Consumer Loan License No. CL-3233; Wisconsin Mortgage Banker License No. 699991. NMLS consumer access:
