Korene's Blog

January 3rd, 2010 2:58 PM

We hear stories every week of the year regarding business, the economy, natural disaster, finances, health, child care, religion, faith, politics, scandal, violence, and crime.  It can make you numb to the needs and hurts of others.

Some weeks ago we have heard of the major earthquakes in the South Pacific and the following tsunami waves, the loss of lives, families, homes, and businesses. We heard of the murders at Fort Hood in Texas and the family murders in Georgia and Florida.

Just after Thanksgiving we heard of another financial failure this time in Dubai and of more banks and businesses collapsing.  A number of national and international businesses, hugh financial institutions, and even a number of our own industries said "So  Long" in 2007, 2008, and 2009 then closed the doors.

A few weeks ago we heard the President's plan for the direction the war effort would be taken and the desired outcome of his hopes and plans.

We hear lots of news and stories of pain, suffering, grief, loss, and failure.  We hear too few stories or news related to joy, laughter, relief, or rejoicing. 

BUT do we realise that like fingers on your hands or pieces of a puzzle they all are related and have cause and effect to each other?

In my work as a mortgage banker and loan originator I meet new people almost every day.  I hear conversation threads that most people don't hear a lot of.  In more and more conversations I am hearing from people what they have done or are doing to help how they can. 

I spoke to one family whose children are in college.  They went through their garage and attic to find all the children's toys, athletic gear, and electronic toys they could find.  They have had "Repair and Building Parties" with neighbors and friends because they want to have gifts for children at Christmas, for donations to schools, churches, daycares, shelters, etc.

I found in my own home it was better for me and for others to stop storing and start sharing and caring.  It may be called alot of things but for me it was called "Doing What I Can" or "Pay Things Forward".

Another family went through their garage and attic and found furniture, lamps, wall decorations, clothing, bedding, dishes, and electronic items like games, recorders, televisions, etc to repaid, cleanup, mend, or make useful and made donations to the Salvation Army, Goodwill, and other similar useful helpful organizations.

The amount of donations received by various organizations is down the last couple of years thus they are unable to help so many people who are hurting and in such dire need.  In a nation where we have to park our cars outside because the garage is full of storage or when we have to pay $150 to $1000 per month to store our "out of season, out of size, out of use, don't you think it is time to "Doing What I Can" or "Pay Things Forward"?

I found I could help someone else while cleaning spaces and decreasing my household hazards, lower my potential for fire damage all while helping someone else. 

My Grandpa was a very practical man with a big heart, a lot of common sense, and the kind of man who lead his family by example.  He and my Grandma would donate used clothing, bedding, dishes, furniture, books, etc on a regular basis to help others and to pay it forward.

You will NEVER miss what you share with others and you will always reap a harvest of good will by sharing, caring, and "Paying It Forward".

Let's ALL make 2010 a better year by making this world a better place for all of us.

 

Korene Clopine-Seaman
Senior Mortgage Advisor
Pacific Coast Mortgage, Inc.
6991 East Camelback Road, Suite C250
Scottsdale, AZ  85251
AZ BK # 0905081
Direct Phone:
623-340-0934
Fax:  623-218-1807
korene@klcsloanteam.com
www.klcsloanteam.com
Listings Of Referral Partners: www.klcsreferralpartners.xpresslistings.com 
 


Posted by Korene Clopine-Seaman on January 3rd, 2010 2:58 PMPost a Comment (0)

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"KLCSLOANTEAM and Korene Clopine-Seaman are a mortgage team that invests itself with their client's and referral partners business. They are just not providing mortgage information, education and services, they have built relationships in our business and invested in providing services that helps us deliver our core mission to provide the services that meets our client's needs in line with our company culture and values"

 
W. J. Bradley Mortgage Capital LLC. is a direct mortgage lender with lending authorization for Conventional, HUD, FHA, VA, USDA, and Jumbo real estate loans lending with offices in various locations focusing on providing  to the people in the communities we serve throughout the United States mostly in the Southwest. We are available to help borrowers achieve the dream of home ownership and assist them as they take advantage of today’s real estate investment opportunities and mortgage rates.

The KLCSLoanTeam and the support staff are highly trained in all of the various loan products currently available.  We are well prepared to answer any questions you may have about buying a home or to assist you with analyzing your current home loan. Simply put, we are here to help you make informed right-fit mortgage decisions.

The customer experience is our number one priority. Communication is a very important part of our business model and our unique loan process, and our investment in technology reflects just that. We have mastered the ability to effectively communicate with all parties involved on each and every transaction keeping everyone up-to-date from the first phone call through funding. Our goal is to use all of our resources to make your transaction as smooth and efficient as possible.

With the experience, resources and exceptional service standards, you will see why we deliver…simply better home loans as we are working to serve our customers, clients, and referral partners.  This is not a commitment to lend. Restrictions apply. All rights reserved. Some products may not be available in all states.

W J Bradley Mortgage Capital LLC
NMLS# 3233
9237 East Via De Ventura, Suite 100
Scottsdale, AZ 85258
Direct Office Phone:(623) 340-0934
Fax: (623) 218-1807
AZ License # BK-0903998;
Licensed by the Department of Corporations under the California Residential Mortgage Lending Act RML# 4131002;
FHA Approved

NMLS consumer access: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3233
.


*Korene L. Clopine-Seaman is working with and as the Team Manager of KLCSLoanTeam.  She is licensed to originate mortgages in Arizona and California:
AZ LO-0916745
CA: DOC-218520
 

© 2012 W.J. Bradley Mortgage Capital, LLC 6465 Greenwood Plaza Blvd, Suite 500, Centennial, CO 80111 Phone #303-825-5670. NMLS ID 3233. Trade/service marks are the property of W.J. Bradley Mortgage Capital, LLC. This is not a commitment to lend. Restrictions apply. All rights reserved. Some products may not be available in all states. WJB is not acting on behalf of or at the direction of HUD/FHA or the federal government.

AZ License # BK-0903998; Licensed by the Department of Corporations under the California Residential Mortgage Lending Act RML# 4131002; To check the license status of your CO Mortgage Broker, visit www.dora.state.co.us/real-estate/index.htm; Colorado Supervised Lender License #991424; Florida Mortgage Lender Servicer license #MLD738; ID Mortgage Broker License No. MBL-2803; IL Residential Mortgage Licensee – License #MB.6760738, 6465 Greenwood Plaza Blvd., Suite 500, Centennial, CO 80111; MN Residential Mortgage Originator License No. 20447094; NV Mortgage Banker License No. 2061; NV Mortgage Broker License No. 504; NM Mortgage Loan Company and Loan Broker Act Reg. No. 01856; OK Mortgage Broker- License No. MB001365; OR Mortgage Lender License No. ML-776; TX Mortgage Banker Reg. No. 74182; UT Mortgage Lender Company License No. 5495659-NMLC; Utah Consumer Credit Notification; Vermont Lender License #6141; WA Consumer Loan License No. CL-3233; Wisconsin Mortgage Banker License No. 699991. NMLS consumer access: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3233.


Trade/service marks are the property of W.J. Bradley Mortgage Capital LLC. Restrictions apply. All rights reserved. Some products may not be available in all states. WJB is not acting on behalf of or at the direction of HUD/FHA or the federal government.  This is not a commitment to lend. Restrictions apply.  All website Trade/service marks not related specifically to W.J.Bradley Mortgage Capital LLC are the sole and separate property of KLCSLoanTeam and Korene L. Clopine-Seaman.    Korene L. Clopine-Seaman is employed by W.J.Bradley Mortgage Capital LLC as a mortgage originator.  All KLCSLoanTeam © 2012 rights reserved. 

Korene L. Clopine-Seaman  is not acting on behalf of or at the direction of HUD/FHA or the federal government.© 2012 NMLS ID 218520.


W J Bradley Mortgage Capital LLC Attn: Korene Clopine-Seaman 9237 E. Via de Ventura Blvd Ste 100 Scottsdale, AZ 85258
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