Korene's Blog

June 5th, 2009 11:11 PM

 

I went to see some of my family this week and listened to my sister talk about how they were going to have to tear the carpet out in the house because her allergies are getting so bad she is having problems breathing and was having to take medicines, etc.  I do not have allergies, Thank the Lord, but this got me to thinking about going more natural and then came "Going Green" and the economy...now we have this blog...  Please, Send me some of your ideas on making your world more "Green Affordably"

It used to be commonly thought that “living green” meant spending more – buying organic foods, replacing appliances with those that save energy. Now,  with the environment being one of the biggest concerns (along with everything else!) it’s becoming a better choice to choose a greener lifestyle. In the long run, the price may be just right to “go green.”Here are some tips to help you head in that direction. And if you need more ideas, the Internet is full of all kinds of information.

Start From Scratch. Think about making things from ‘scratch.’ Do what your grandmother did (I know, she didn’t work outside the house), and start a pot of soup that will last a couple of meals, and put some in the freezer for lunches. Crock pots are wonderful inventions! If you have small children, read the story of “Stone Soup,” and see what happens. Learn to knit or crochet. Even high school kids are starting to relearn these crafts.

Stop Your House From Leaking. Nothing is gained by heating or cooling the outside. Check all the weather-stripping around windows and doors. You can use a candle or a feather to check around frames if need be – usually just holding your hand out will let you know if there is a draft. Use rolled up rugs if need be at the bottom of doors.

Update Your Appliances. If you are replacing major appliances, go for the ones with the Energy Star tags. They may cost a little more up front, but the savings are huge in the long run.

Power Strips. Spend a little more and get the surge protected strips. Individually plugged in appliances use electricity even when they are off. Plug small kitchen appliances in only when needed or plug them into a power strip and turn the whole thing off when they’re not in use. Do you need the clock on the microwave or the coffeepot? If you have a clock on the stove, isn’t that enough? Your computer is also an energy user even when you shut down. Plug your PC, printer, modem, other peripherals into a strip and then turn it off when not in use.

Clean On The Cheap. Make your own cleaning products. There are a number of internet web sites that have recipes for creating earth friendly concoctions to clean with. And vinegar and newspaper still works just fine for cleaning windows.

Compact Fluorescent Bulbs. These are constantly being improved , and are proving to be a good investment. Plus the price is coming down so the initial cost is not so inhibiting. And more shapes are showing up on store shelves so they can be used in more places.


Posted by Korene Clopine-Seaman on June 5th, 2009 11:11 PMPost a Comment (0)

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"KLCSLOANTEAM and Korene Clopine-Seaman are a mortgage team that invests itself with their client's and referral partners business. They are just not providing mortgage information, education and services, they have built relationships in our business and invested in providing services that helps us deliver our core mission to provide the services that meets our client's needs in line with our company culture and values"

 
W. J. Bradley Mortgage Capital LLC. is a direct mortgage lender with lending authorization for Conventional, HUD, FHA, VA, USDA, and Jumbo real estate loans lending with offices in various locations focusing on providing  to the people in the communities we serve throughout the United States mostly in the Southwest. We are available to help borrowers achieve the dream of home ownership and assist them as they take advantage of today’s real estate investment opportunities and mortgage rates.

The KLCSLoanTeam and the support staff are highly trained in all of the various loan products currently available.  We are well prepared to answer any questions you may have about buying a home or to assist you with analyzing your current home loan. Simply put, we are here to help you make informed right-fit mortgage decisions.

The customer experience is our number one priority. Communication is a very important part of our business model and our unique loan process, and our investment in technology reflects just that. We have mastered the ability to effectively communicate with all parties involved on each and every transaction keeping everyone up-to-date from the first phone call through funding. Our goal is to use all of our resources to make your transaction as smooth and efficient as possible.

With the experience, resources and exceptional service standards, you will see why we deliver…simply better home loans as we are working to serve our customers, clients, and referral partners.  This is not a commitment to lend. Restrictions apply. All rights reserved. Some products may not be available in all states.

W J Bradley Mortgage Capital LLC
NMLS# 3233
9237 East Via De Ventura, Suite 100
Scottsdale, AZ 85258
Direct Office Phone:(623) 340-0934
Fax: (623) 218-1807
AZ License # BK-0903998;
Licensed by the Department of Corporations under the California Residential Mortgage Lending Act RML# 4131002;
FHA Approved

NMLS consumer access: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3233
.


*Korene L. Clopine-Seaman is working with and as the Team Manager of KLCSLoanTeam.  She is licensed to originate mortgages in Arizona and California:
AZ LO-0916745
CA: DOC-218520
 

© 2012 W.J. Bradley Mortgage Capital, LLC 6465 Greenwood Plaza Blvd, Suite 500, Centennial, CO 80111 Phone #303-825-5670. NMLS ID 3233. Trade/service marks are the property of W.J. Bradley Mortgage Capital, LLC. This is not a commitment to lend. Restrictions apply. All rights reserved. Some products may not be available in all states. WJB is not acting on behalf of or at the direction of HUD/FHA or the federal government.

AZ License # BK-0903998; Licensed by the Department of Corporations under the California Residential Mortgage Lending Act RML# 4131002; To check the license status of your CO Mortgage Broker, visit www.dora.state.co.us/real-estate/index.htm; Colorado Supervised Lender License #991424; Florida Mortgage Lender Servicer license #MLD738; ID Mortgage Broker License No. MBL-2803; IL Residential Mortgage Licensee – License #MB.6760738, 6465 Greenwood Plaza Blvd., Suite 500, Centennial, CO 80111; MN Residential Mortgage Originator License No. 20447094; NV Mortgage Banker License No. 2061; NV Mortgage Broker License No. 504; NM Mortgage Loan Company and Loan Broker Act Reg. No. 01856; OK Mortgage Broker- License No. MB001365; OR Mortgage Lender License No. ML-776; TX Mortgage Banker Reg. No. 74182; UT Mortgage Lender Company License No. 5495659-NMLC; Utah Consumer Credit Notification; Vermont Lender License #6141; WA Consumer Loan License No. CL-3233; Wisconsin Mortgage Banker License No. 699991. NMLS consumer access: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3233.


Trade/service marks are the property of W.J. Bradley Mortgage Capital LLC. Restrictions apply. All rights reserved. Some products may not be available in all states. WJB is not acting on behalf of or at the direction of HUD/FHA or the federal government.  This is not a commitment to lend. Restrictions apply.  All website Trade/service marks not related specifically to W.J.Bradley Mortgage Capital LLC are the sole and separate property of KLCSLoanTeam and Korene L. Clopine-Seaman.    Korene L. Clopine-Seaman is employed by W.J.Bradley Mortgage Capital LLC as a mortgage originator.  All KLCSLoanTeam © 2012 rights reserved. 

Korene L. Clopine-Seaman  is not acting on behalf of or at the direction of HUD/FHA or the federal government.© 2012 NMLS ID 218520.


W J Bradley Mortgage Capital LLC Attn: Korene Clopine-Seaman 9237 E. Via de Ventura Blvd Ste 100 Scottsdale, AZ 85258
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