Zero Down Payment Mortgages

There are several mortgage programs that offer Zero Down Payment Mortgages.  Some of these programs are:
 
(1)  VA Guarantee Mortgage for qualified American active duty military personnel or retired or honorably discharged veterans or their qualifying surviving spouse.

(2) USDA Mortgage for those qualifying persons who are looking to purchase, build, or refinance a property in an area that is designated as USDA mortgage qualified.



(3) Certain FHA Mortgage are now qualified for a zero down mortgage under the guidelines of AGI, grants, etc.   Call me and I will be pleased to determine what works best for you and your credit, income, location, and or combination. 


FHA - No Cost Streamline 
Refinance Loan

Let Me Customize A Loan For Your Specific Needs

Refinancing your current mortgage has never been easier. If you thought refinancing meant getting buried under mountains of paperwork, think again! I make it easy and worry-free to reduce your interest rate and monthly payment. There will be no income verification.

Let me be your mortgage professional guide through the very best loan product that fits your needs! I offer an FHA streamline refinance with limited closing costs or fees. They are not rolled into your loan balance.

There are no broker, lender or title fees added to your loan. You may also have the option of deferring a mortgage payment.

Even If you are currently in the process of refinancing with another mortgage company, even if you have signed paperwork, call me immediately. I may significantly reduce any costs or fees you are paying, eliminate them completely, and/or lower your interest rate. This phone call could save you thousands of dollars. It doesn't cost you a dime to compare. There are no application fees to continue and no obligation what so ever.

I do not need an appraisal,  but I do need to verify current income, employment, assets, insurance, title, and existing loan statement to qualify for this FHA streamline loan. You deserve the best service, professional information and the respect due a valued customer. 

I make a commitment to you.  I will provide you with different options and help you qualify for the loan that is right for you. Please navigate my website to learn more about me, what I can do for you, and how easy it is to get started.

 

 

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Today's Rates

Mtg Loan Rate APR
30-yr Fixed 3.91% 4.04%
15-yr Fixed 3.21% 3.38%
1-yr Adj 2.74% 3.4%
* national averages
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