Korene's Blog

October 15th, 2010 2:13 PM

As a mortgage banker, I am often asked questions related NOT to mortgages but related to finances.  One that I am asked a lot is "What do you(I) suggest for someone seeking a job.  Here is my 6 best suggestions.

6 Suggestions for Job Seekers

A job search is the most emotional thing we do next to dealing with the death of a spouse, a child, a parent or divorce.  I want to offer these suggestions to job seekers in all career stages:

• Find employers with "pain" and sell yourself hard as the problem-solver.

• Don’t focus on time. No one can tell you how long the search will take, so turn all your attention to the process.

• Focus on doing well in the interview – not on getting the job.

• Manage your expectations of recruiters. They will only contact you if they think you fill a client’s need.

• Keep your résumé to no more than two pages.

• For employed job seekers, be prepared to explain why you’re looking to make a change. 

Culture and personal growth are cited most often as the primary reasons people leave jobs. "No matter what is your reason, be prepared to explain why you have decided to look for a new employer." Just wanting "to stick my toe in the water to see what’s out there" is not the mentality that will sustain you through a job search, so don’t do it if that’s your reasoning.

Whether or not you have a job no longer matters to recruiters or to the people who might hire you, but if you are employed while in job search, it is actually harder to pursue your search — all the calls, meetings, research, paperwork, etc. that is necessary.

Winning Interviews: Converse. Connect. Convince.

In a recent live webinar program, executive coach Judy Rosemarin shared with members her views on interviewing, focusing on: ways to maximize the interview so that you can not only put yourself at ease, but put the interviewer at ease; learn how to get out of sticky situations; handle difficult and dreaded questions; and ask the right kinds of questions in order to keep your interview moving ahead.

"To convince others that you have value to their company, you must first convince yourself that the purpose of the interview is simply to get another interview. The purpose of a job interview is not to make you squirm or engage in combat," Rosemarin explains. "The interview is an opportunity to develop rapport, develop trust and to get to the next interview."

• Pity the Interviewer. The next time you are in an interview, think about how you can make the interviewer feel comfortable. When interviewing, you need to have spent time before the interview thinking not just about why you should be hired, but what you do that is different. What do you increase? What do you decrease? What do you maintain? If you can answer those three questions in your elevator pitch, you will be convincing.

• Always focus on the interviewer. The interview is about solving the interviewer’s needs and nightmares. It’s all about getting the interviewer comfortable enough to move you on to the next person or next step.

• Dreaded questions: You can handle them. "Tell me about yourself?" If you know what your value is, you need to show it as soon as you can. First, focus on what you’ have most recently done; think about it not as a description of the past but as present, past, future.

• The usual questions: Write out responses to expected interview questions, but don’t memorize them. Memorized answers come out too stiff and rehearsed.

• Getting un-stuck. The person selected is the person who feels familiar, comfortable and is liked by the interviewer. What happens if your interview gets stuck? Ask good "oil" questions. In the same way you’d oil a door that sticks, you can oil a conversation. Oil questions reflect back to the person that you’have heard them and want clarification. There are five types of "oil" questions:

1. Opinion

2. Open-ended

3. Closed-ended

4. Menu-driven

5. Clarifying

• The end of the interview. Effective interviewing is also about looping back. Be sure you tie back part of the conversation you had in a positive upbeat kind of way. You want to add a little piece about yourself and your enthusiasm.

Good Hunting and Successful Results.

Another question I get asked a great deal is related to someone's mortgage.  How can I fix my mortgage?  My answer is always the same.  Let's make an appointment and go over your financial picture, your goals, dreams, and desires.  Neither I not any mortgage originator worth your trust should give you a "one-size" fits all answer.  You don't phone in your physical symptoms to your dentist, doctor, tax practioner, or attorney, because there are just too many unknown...I never want to give advice without making sure it is appropriate to YOUR circumstances.  

Call me and we will work to make sure you are not paying more than you need to to have and enjoy your home. 


Posted by Troy Landrum on October 15th, 2010 2:13 PMPost a Comment (0)

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"KLCSLOANTEAM and Korene Clopine-Seaman are a mortgage team that invests itself with their client's and referral partners business. They are just not providing mortgage information, education and services, they have built relationships in our business and invested in providing services that helps us deliver our core mission to provide the services that meets our client's needs in line with our company culture and values"

 
W. J. Bradley Mortgage Capital LLC. is a direct mortgage lender with lending authorization for Conventional, HUD, FHA, VA, USDA, and Jumbo real estate loans lending with offices in various locations focusing on providing  to the people in the communities we serve throughout the United States mostly in the Southwest. We are available to help borrowers achieve the dream of home ownership and assist them as they take advantage of today’s real estate investment opportunities and mortgage rates.

The KLCSLoanTeam and the support staff are highly trained in all of the various loan products currently available.  We are well prepared to answer any questions you may have about buying a home or to assist you with analyzing your current home loan. Simply put, we are here to help you make informed right-fit mortgage decisions.

The customer experience is our number one priority. Communication is a very important part of our business model and our unique loan process, and our investment in technology reflects just that. We have mastered the ability to effectively communicate with all parties involved on each and every transaction keeping everyone up-to-date from the first phone call through funding. Our goal is to use all of our resources to make your transaction as smooth and efficient as possible.

With the experience, resources and exceptional service standards, you will see why we deliver…simply better home loans as we are working to serve our customers, clients, and referral partners.  This is not a commitment to lend. Restrictions apply. All rights reserved. Some products may not be available in all states.

W J Bradley Mortgage Capital LLC
NMLS# 3233
9237 East Via De Ventura, Suite 100
Scottsdale, AZ 85258
Direct Office Phone:(623) 340-0934
Fax: (623) 218-1807
AZ License # BK-0903998;
Licensed by the Department of Corporations under the California Residential Mortgage Lending Act RML# 4131002;
FHA Approved

NMLS consumer access: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3233
.


*Korene L. Clopine-Seaman is working with and as the Team Manager of KLCSLoanTeam.  She is licensed to originate mortgages in Arizona and California:
AZ LO-0916745
CA: DOC-218520
 

© 2012 W.J. Bradley Mortgage Capital, LLC. 6465 Greenwood Plaza Blvd, Suite 500, Centennial, CO 80111 Phone #303-825-5670. NMLS ID 3233. Trade/service marks are the property of W.J. Bradley Mortgage Capital, LLC. This is not a commitment to lend. Restrictions apply. All rights reserved. Some products may not be available in all states. WJB is not acting on behalf of or at the direction of HUD/FHA or the federal government.

AZ License # BK-0903998; Licensed by the Department of Corporations under the California Residential Mortgage Lending Act RML# 4131002; To check the license status of your CO Mortgage Broker, visit www.dora.state.co.us/real-estate/index.htm; Florida Mortgage Lender Servicer license #MLD738; ID Mortgage Broker License No. MBL-7766; IL Residential Mortgage Licensee – License #MB.6760738, 6465 Greenwood Plaza Blvd., Suite 500, Centennial, CO 80111; MN Residential Mortgage Originator License No. MN-MO-3233; NV Mortgage Banker License No. 2061; NV Mortgage Broker License No. 504; NM Mortgage Loan Company and Loan Broker Act Reg. No. 01856; OK Mortgage Broker – License No. MB001365; OR Mortgage Lender License No. ML-776; TX Mortgage Banker Reg. No. 74182; UT Mortgage Lender Company License No. 5495659-NMLC; Utah Consumer Credit Notification and Utah Residential First Mortgage Notification regulated by the Utah Department of Financial Institutions; Vermont Lender License #6341; WA Consumer Loan License No. CL-3233; Wisconsin Mortgage Banker License No. 699991. NMLS consumer access:

www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3233.


Trade/service marks are the property of W.J. Bradley Mortgage Capital LLC. Restrictions apply. All rights reserved. Some products may not be available in all states. WJB is not acting on behalf of or at the direction of HUD/FHA or the federal government.  This is not a commitment to lend. Restrictions apply.  All website Trade/service marks not related specifically to W.J.Bradley Mortgage Capital LLC are the sole and separate property of KLCSLoanTeam and Korene L. Clopine-Seaman.    Korene L. Clopine-Seaman is employed by W.J.Bradley Mortgage Capital LLC as a mortgage originator.  All KLCSLoanTeam © 2012 rights reserved. 

Korene L. Clopine-Seaman  is not acting on behalf of or at the direction of HUD/FHA or the federal government.© 2012 NMLS ID 218520.


W J Bradley Mortgage Capital LLC Attn: Korene Clopine-Seaman 9237 E. Via de Ventura Blvd Ste 100 Scottsdale, AZ 85258
Phone: Cell: Fax:

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